Visual Prism: Corporate and structured finance

Regulatory and economic environments are putting increased pressure on corporate and structured finance. More frequent and detailed reportings, increased information reliability and streamlined processes are today’s keys to a profitable business.
To meet these challenges, bankers need reliable information to increase return on risk and improve services to their customers. Many of the existing solutions are just too complex, incomplete and unreliable for portfolio management. This is exactly why we created Visual Prism – a reliable and easy-to-use software solution.
To assist financial institutions with these new challenges, Visual Prism offers a complete front and middle office solution dedicated to credit management for corporate and structured finance.

Consolidated visibility on portfolios and operations

Visual Prism is designed for both risk evaluation and credit life cycle management. The Risk Evaluation module merges three components (credit, asset and guarantee) to value ratings and risk-tranches. It provides valuable information for both economic and regulatory reportings.

The Credit Management module assists front and middle office with the lengthy and often inefficient processes of periodic reviews, covenants monitoring, internal documents and deal closings. Therefore in addition to providing valuable information on risk and profitability, Visual Prism brings reliable and accessible information into one unified location and system.
Visual Prism encompasses every specificity of Corporate Finance, including dedicated modules available for asset finance (ship, aircraft and real-estate), project finance and LBO.

Features

A complete front and middle office solution dedicated to credit management

• Process management and daily operations: covenant and waiver monitoring, document creation, data reconciliation, alerts, etc.
• Deal-by-deal approach to easily track every portfolio’s transactions
• Highly flexible for managing every type of credit structure
• Aggregated and detailed risk and profit results
• Multiple currencies and multiple structures: acquisition finance, project finance, asset finance, real-estate, etc.
• Guarantee valuation: incorporation of asset values, monitoring and valuation as percent of credit outstanding
• Structure follow-up: third-party performance, shareholding structure
• Reporting: customized queries, charts and rankings
• Specific security package and credit structures for asset or cash flow based activities

Key benefits

• A complete solution dedicated to corporate and structured finance departments
• A comprehensive range of management tools to bring visibility to portfolios and facilitate day-to-day operations
• Brings valuable and accessible information into a single unified system
• Uses open architecture to exchange data with applications
• Features a web application accessible either through your company’s intranet or the internet for efficient and low-cost international deployment
• Brings security and reliability through extended data storage, user access control and client/server architecture.